Guard Insurance Brokers

Posted on February 20, 2023 By Eva Robinson Health & Beauty

About

If there’s anything certain about our lives, it’s that nothing is certain. Since we can’t always predict what could happen, and accidents and injuries strike when we least expect them for all sorts of reasons, the best course of action is to take precautions in the best way we can – by getting the ideal insurance coverage. This is the area of speciality of Guard Insurance Brokers, a boutique brokerage company operating in Australia since 2008.

Offering their reliable services, expertise, and advice in the regions of both Brisbane and Melbourne, clients can have peace of mind regarding their most valuable assets, i.e. their businesses because this company truly has their best interests in mind. As an authorised representative 000330315 of Insurance House Pty Ltd (ABN 33 006 500 072 AFSL 240954), which is a member of the NIBA (National Insurance Brokers Association), they operate by the Insurance Brokers Code of Practice.

In addition to offering a detailed Financial Services Guide which complies with the requirements of the company’s Australian Financial Services Licence, their business insurance brokers in Brisbane and Melbourne based to provide a range of services you can benefit from. Whether it’s advice and info on business insurance policies for a variety of industries, liability insurance, commercial property, or professional indemnity insurance, they can take all the guesswork out of deciding on the most suitable coverage for you.

With a team of brokers who are dynamic, friendly, and above all highly trained, you can rest assured both you and your business are in good hands. These experienced professionals know everything there is to know about providing you with claims management, maintenance and development of local and global alliances to get you the best products on the market. All this plus arranging premium funding and arranging and advising on general insurance products. Don’t take our word for it – check the many reviews of their happy clients available online, with revenues ranging from $1 million to $25 million per year.

Products

If you want to protect your business the right way, instead of going about the insurance road yourself, you should consider getting advice from professional insurance brokers in Brisbane or Melbourne from the Guard Insurance Brokers company who can negotiate favourable terms with insurers in Australia round. It’s an investment that guarantees to save you precious time and money. Some of their products include:

Business Insurance

Given that no two businesses are alike, differing in size as much as speciality, number of employees, and specific risks, the company can help tailor the insurance policy to meet your needs. Some of the sections that are part of this type of policy are:

• property damage coverage in case of damage from different perils (e.g. fire, storm, cyclone, earthquake, water and impact damage),
• a business interruption that protects your cash flow in case of an accident,
• liability insurance (both public and product) that covers legal costs and compensations if activities, employees, or products cause third-party injury or property damage,
• equipment breakdown repair or replacement to cover unexpected costs of equipment failure.

They offer these services for a range of business industries, including breweries, cafes and restaurants, motor trades, container and bottle, recycling, collection, real estate, and beauty salons.

Cyber Insurance

No business is safe from cyber-attacks nowadays, no matter how small or big they may be. Why risk it when you can take care of this kind of security threat with the right insurance policy from Guard Insurance Brokers who can cover you in case of business interruption and financial loss based on malware, ransomware, and scan emails cyber-attacks?

Sickness & Accident Insurance

Your health and well-being are other valuable assets your business success relies on. Instead of putting your payment for your rent, home loans, daily expenses, or medical bills at risk, you can get adequate monthly protection with the benefits of getting 80% of your income in cases of suffering accidents or serious illnesses.

Directors & Officers Insurance

If you’re the company’s director, partner, or trustee, then you need to consider getting this insurance policy that can cover defence costs, extradition costs, public relations expenses, bail bond expenses, prosecution costs, investigation costs, court attendance costs, and adverse costs orders among others.

Management Liability Insurance

This packaged policy provided by these Brisbane business insurance brokers is specifically created for the protection of private companies in case of expenses that are the result of damages, payouts due to certain business activities, and defending claims. This covers directors’ and officers’ liability, corporate legal liability, employment practices liability, employee dishonesty, kidnap and extortion, and statutory liability.

Vacant Properties Insurance

Just because your commercial property is currently left vacant doesn’t mean it can’t be exposed to any damage from fire, water, theft, or bad weather. Consider the convenient and affordable 3 and 6-month policies to protect your asset.

Professional Indemnity Insurance

If your area of expertise is providing advice, opinion, consultancy, design, analysis or knowledge then this is the coverage you need in case of third-party claims for loss or damage. It’s been carefully designed by the Guard Insurance brokers who understand the exact risks you face in your job, no matter whether you’re an architect, designer, engineer, accountant, lawyer, financial planner, business consultant, IT consultant, web developer, or valuer.

Contact Info

In case you could do with some more detailed information from their business insurance brokers Brisbane and Melbourne-wide regarding the company’s services and products, be sure to check out their website https://www.guardinsurance.com.au and browse through their blog. You can also contact them by their email: at info@guardinsurance.com.au, or reach them by phone: 1300 167 143.

Head office Brisbane: U3, 915 Ann St, Fortitude Valley, QLD 4006

Head Office Melbourne: U23, 22-30 Wallace Ave, Point Cook, VIC 3030

by Eva Robinson